Health Insurance of Florida, Inc

 

So, I have health insurance -  check that off the to-do list!  This means I'm covered if I become stricken with illness or have a serious accident/injury and can rest easy at night knowing I've covered my bases, right?  Not quite! 

 

What happens if your condition leads to missing the next 3 weeks of work?  What about 3 months? A year?  Are you prepared?  Can you, or your family, cope with the loss of an income for a sustained period of time?  Do you have enough money saved up to pay your on-going bills while you take the time to recover and seek the care that you need?  Can you afford to do this AND cover your health plan responsibilites [deductible, co-insurance] as well?  If not, how can you protect yourself?

 

There are a variety of supplemental coverages available to you, at varying levels, to help you cope with sudden, unexpected health care expenses as well as the potential loss of income that often accompanies them.  These plans are designed to help you cope with the everything from immediate short term costs (deductible, co-insurance) to longer, on-going expenses associated with a more serious claim (loss of income, travel, time off to care for a loved one, home modifications).  Your scope of coverage should reach beyond just simply "health insurance".  Following are some of the most popular supplemental plans you can use to cover the unforseen out of pocket expenses that can arise as a result of illness or injury.